Your business is thriving. Are you?
As an Australian small business owner, your hard work is paying off—but are you prepared for the financial future ahead?
You’ve spent years building your business, serving customers, and supporting your team. Now it’s time to ensure your hard work translates into the financial security you deserve.
As an Australian small business owner, you face unique challenges beyond daily operations. While you’ve mastered the art of growing revenue and managing cash flow, the bigger picture questions often keep you awake at night: Am I going to be OK?
The questions on your mind
Should I contribute to my super or pay down debt? With interest rates fluctuating and superannuation caps changing, this decision requires balancing immediate cash flow needs against long-term retirement planning.
How can I reduce CGT when I sell my business? The small business CGT concessions can be complex, but getting them right could save you hundreds of thousands of dollars when you eventually sell.
When can I afford to retire? Your business may be profitable but understanding when to step back requires careful planning around superannuation, personal assets, and projected living expenses.
From working in your business to working for your future
Whether you’re in aggressive growth mode, considering slowing down, or preparing to sell, these decisions shouldn’t be made in isolation. Every choice impacts your personal financial future, and the stakes are too high to navigate alone.
Professional guidance helps you transform business success into lasting financial freedom. Because after years of taking care of everyone else, it’s time to take care of yourself and secure your own future and peace of mind.
Aquinance Pty Ltd is a Corporate Authorised Representative of Lifespan Financial Planning Pty Ltd (AFSL 229892). The purpose of this website is to provide general information only and the contents of this website do not purport to provide personal financial advice. Lifespan strongly recommends that investors consult a financial adviser prior to making any investment decision. The contents of the Lifespan website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making any financial or other decisions. The information is selective and may not be complete or accurate for your particular purposes and should not be construed as a recommendation to invest in any particular product, investment or security. The information provided on this website is given in good faith and is believed to be accurate at the time of compilation.
